Travel insurance helps protect you from unexpected expenses during trips. Here’s a breakdown of domestic and international travel insurance:
1. Domestic Travel Insurance (For trips within your home country)
✅ Covers medical emergencies, accidents, and hospitalization
✅ Trip cancellation or interruption coverage
✅ Baggage loss or delay protection
✅ Personal liability coverage (in case you cause damage or injury)
🔹 Not needed for visa applications but useful for unexpected situations like flight cancellations, lost baggage, or medical emergencies.
2. International Travel Insurance (For trips abroad)
✅ All benefits of domestic travel insurance
✅ Emergency medical coverage (including COVID-19)
✅ Passport and travel document loss protection
✅ Flight delays/cancellations coverage
✅ Personal accident and liability coverage
✅ Emergency evacuation and repatriation
✅ Hijack distress allowance (in some plans)
🔹 Often required for visa applications (especially for Schengen, the US, and Australia). It also protects against high foreign medical costs.
Which One Should You Choose?
- Domestic: If traveling within your country, especially for long-distance trips or high-cost bookings.
- International: Essential for all foreign trips to avoid financial risks.
Let me know if you need recommendations on the best travel insurance providers! 😊
